:root {
  --navy: #0b1426;
  --navy-2: #14243d;
  --navy-3: #223651;
  --gold: #b89968;
  --gold-soft: #f1e7d7;
  --paper: #fbfaf8;
  --surface: #ffffff;
  --soft: #f2f3f5;
  --muted: #667085;
  --line: #e7e8ec;
  --shadow: 0 24px 70px rgba(11, 20, 38, 0.11);
  --radius-xl: 34px;
  --radius-lg: 26px;
  --radius-md: 18px;
  --pill: 999px;
  --scale: .88;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
body {
  margin: 0;
  overflow-x: hidden;
  background: var(--paper);
  color: var(--navy);
  font-family: "Plus Jakarta Sans", Arial, sans-serif;
  line-height: 1.5;
  font-size: calc(16px * var(--scale));
}
img, svg { display: block; }
img { max-width: 100%; }
a { color: inherit; text-decoration: none; }
.svg-sprite { position: absolute; width: 0; height: 0; overflow: hidden; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 28px;
  min-height: 70px;
  padding: 12px clamp(20px, 5vw, 72px);
  background: rgba(251, 250, 248, 0.9);
  border-bottom: 1px solid rgba(231, 232, 236, 0.82);
  backdrop-filter: blur(18px);
}
.brand img { width: clamp(166px, 14vw, 226px); }
.site-nav {
  display: flex;
  justify-content: center;
  gap: clamp(15px, 1.8vw, 28px);
  color: #263247;
  font-size: 14px;
  font-weight: 800;
}
.site-nav a { padding: 10px 0; }
.nav-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: var(--surface);
}
.nav-toggle span { display: block; width: 18px; height: 2px; margin: 5px auto; background: var(--navy); }

.button, .header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 44px;
  padding: 0 20px;
  border: 1px solid transparent;
  border-radius: var(--pill);
  font-size: 14px;
  font-weight: 850;
  white-space: nowrap;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease, border-color .18s ease;
}
.button svg { width: 18px; height: 18px; fill: currentColor; }
.button.primary, .header-cta { background: var(--navy); color: #fff; box-shadow: 0 14px 34px rgba(11, 20, 38, 0.18); }
.button.secondary { background: var(--surface); color: var(--navy); border-color: var(--line); }
.button.light { background: #fff; color: var(--navy); }
.button.gold { background: var(--gold); color: var(--navy); }
.button:hover, .header-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 42px rgba(11, 20, 38, .18);
}

h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { color: var(--navy); letter-spacing: 0; }
h1 {
  max-width: 980px;
  margin: 0 auto 18px;
  font-size: clamp(42px, 6.1vw, 74px);
  line-height: .98;
  text-align: center;
}
h2 {
  margin-bottom: 18px;
  font-size: clamp(30px, 4.1vw, 50px);
  line-height: 1;
}
h3 { margin-bottom: 10px; font-size: 20px; line-height: 1.15; }
p { color: var(--muted); font-size: 16px; }
.eyebrow {
  margin: 0 0 15px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 850;
}
section { scroll-margin-top: 98px; }

.hero-simple {
  position: relative;
  overflow: hidden;
  min-height: clamp(500px, 64vh, 660px);
  display: grid;
  align-items: center;
  padding: clamp(68px, 8vw, 120px) 20px clamp(62px, 7vw, 104px);
  background: var(--paper);
}
.hero-inner {
  position: relative;
  z-index: 1;
  max-width: 980px;
  margin: 0 auto;
  text-align: center;
}
.hero-inner p:not(.eyebrow) {
  max-width: 680px;
  margin-inline: auto;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-top: 30px;
}

.section, .contact-section {
  padding: clamp(62px, 7vw, 104px) clamp(20px, 5vw, 72px);
}
.section-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 24px;
  max-width: 1120px;
  margin: 0 auto 36px;
}
.section-heading > div { max-width: 760px; }
.section-heading.centered {
  display: block;
  max-width: 760px;
  text-align: center;
}
.section-heading.centered p { margin-inline: auto; }

.service-preview-grid {
  display: grid;
  gap: 18px;
  max-width: 1240px;
  margin: 0 auto;
}
.service-preview {
  display: grid;
  grid-template-columns: minmax(280px, .72fr) minmax(0, 1fr);
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  background: var(--surface);
  box-shadow: 0 10px 34px rgba(11, 20, 38, .05);
  transition: transform .24s ease, box-shadow .24s ease, border-color .24s ease;
}
.service-preview:nth-child(even) { grid-template-columns: minmax(0, 1fr) minmax(280px, .72fr); }
.service-preview:nth-child(even) .service-image { order: 2; }
.service-image { min-height: 310px; background: var(--soft); }
.service-image img { width: 100%; height: 100%; object-fit: cover; }
.service-content {
  display: grid;
  align-content: center;
  padding: clamp(30px, 5vw, 58px);
}
.number {
  display: block;
  margin-bottom: 18px;
  color: var(--gold);
  font-weight: 950;
}

.dark-panel {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(360px, .75fr);
  gap: 48px;
  align-items: center;
  width: min(1240px, calc(100% - 40px));
  margin: 0 auto;
  padding: clamp(48px, 6vw, 78px);
  border-radius: var(--radius-xl);
  background: linear-gradient(135deg, var(--navy), var(--navy-2) 64%, #203856);
  color: #fff;
}
.dark-panel h2, .dark-panel .eyebrow { color: #fff; }
.dark-panel p { max-width: 620px; color: rgba(255,255,255,.76); }
.steps-card { display: grid; gap: 12px; }
.steps-card article {
  padding: 24px;
  border-radius: 24px;
  background: rgba(255,255,255,.12);
}
.steps-card span { display: block; margin-bottom: 10px; color: var(--gold); font-weight: 950; }
.steps-card strong { display: block; margin-bottom: 6px; font-size: 21px; color: #fff; }
.steps-card p { margin-bottom: 0; color: rgba(255,255,255,.74); }

.trust-grid, .info-grid, .faq-grid, .list-cards {
  display: grid;
  gap: 16px;
  max-width: 1240px;
  margin: 0 auto;
}
.article-section {
  background: #f3f0eb;
}
.article-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  max-width: 1240px;
  margin: 0 auto;
}
.article-panel {
  padding: clamp(30px, 4vw, 48px);
  border: 1px solid rgba(184, 153, 104, .18);
  border-radius: var(--radius-xl);
  background: rgba(255,255,255,.74);
  box-shadow: 0 12px 40px rgba(11, 20, 38, .055);
  transition: transform .24s ease, box-shadow .24s ease, border-color .24s ease;
}
.article-panel h3 {
  max-width: 620px;
  margin-bottom: 18px;
  font-size: clamp(24px, 2.2vw, 34px);
}
.article-panel p {
  max-width: 680px;
}
.article-panel p:last-child {
  margin-bottom: 0;
}
.trust-grid { grid-template-columns: repeat(4, 1fr); }
.info-grid, .list-cards { grid-template-columns: repeat(3, 1fr); }
.trust-card, .info-card, .list-cards article, .faq-item {
  border-radius: var(--radius-lg);
  background: var(--surface);
  box-shadow: 0 8px 32px rgba(11, 20, 38, .05);
  transition: transform .24s ease, box-shadow .24s ease, border-color .24s ease, background .24s ease;
}
.trust-card, .info-card, .list-cards article { padding: 28px; }
.trust-card span, .info-card span, .list-cards span { display: block; margin-bottom: 16px; color: var(--gold); font-weight: 950; }
.trust-card p, .info-card p, .list-cards p { margin-bottom: 0; }

.faq-grid { grid-template-columns: .82fr 1fr; align-items: start; }
.faq-list { display: grid; gap: 10px; }
.faq-item { padding: 22px 24px; }
.faq-item summary {
  cursor: pointer;
  color: var(--navy);
  font-weight: 850;
}
.faq-item p { margin: 14px 0 0; }

.page-hero {
  position: relative;
  display: grid;
  align-items: center;
  min-height: clamp(400px, 50vh, 560px);
  padding: clamp(62px, 7vw, 112px) 20px;
  text-align: center;
}
.page-hero p:not(.eyebrow) { max-width: 760px; margin-inline: auto; }
.page-hero > * { position: relative; z-index: 1; }

.split-section {
  display: grid;
  grid-template-columns: minmax(0, .86fr) minmax(0, 1fr);
  gap: 28px;
  align-items: stretch;
  max-width: 1240px;
  margin: 0 auto;
}
.split-section.reverse { grid-template-columns: minmax(0, 1fr) minmax(0, .86fr); }
.content-card, .image-card, .gold-card {
  overflow: hidden;
  border-radius: var(--radius-xl);
  transition: transform .24s ease, box-shadow .24s ease;
}
.content-card {
  display: grid;
  align-content: center;
  padding: clamp(34px, 5vw, 58px);
  background: var(--surface);
  box-shadow: 0 8px 32px rgba(11, 20, 38, .05);
}
.image-card { min-height: 440px; background: var(--soft); }
.image-card img { width: 100%; height: 100%; object-fit: cover; }
.gold-card {
  padding: clamp(34px, 5vw, 58px);
  background: linear-gradient(135deg, var(--gold), #d8c29b 70%, #f2e7d6);
}
.gold-card h2, .gold-card p { color: var(--navy); }

.tag-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  padding: 0;
  margin: 26px 0 0;
  list-style: none;
}
.tag-list li, .tag-list span {
  padding: 11px 15px;
  border-radius: var(--pill);
  background: var(--gold-soft);
  color: var(--navy);
  font-size: 14px;
  font-weight: 850;
}

.cta-band {
  width: min(1240px, calc(100% - 40px));
  margin: 0 auto;
  padding: clamp(38px, 5vw, 62px);
  border-radius: var(--radius-xl);
  background: linear-gradient(135deg, var(--gold), #d6c09a 72%, #f3eadb);
}
.cta-band h2, .cta-band p { max-width: 760px; color: var(--navy); }
.cta-band-wide {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, .36fr);
  gap: clamp(26px, 4vw, 58px);
  align-items: center;
}
.cta-copy p:last-child { margin-bottom: 0; }
.cta-side {
  display: grid;
  gap: 22px;
  justify-items: stretch;
}
.cta-points {
  display: grid;
  gap: 10px;
  padding: 0;
  margin: 0;
  list-style: none;
}
.cta-points li {
  padding: 13px 16px;
  border-radius: var(--pill);
  background: rgba(255,255,255,.48);
  color: var(--navy);
  font-weight: 850;
}
.cta-band .button {
  min-height: 56px;
  padding-inline: 30px;
  font-size: 15px;
}

.contact-section {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(320px, .55fr);
  gap: clamp(28px, 6vw, 96px);
  align-items: center;
}

.contact-hero {
  display: grid;
  align-items: center;
  min-height: 330px;
  padding: clamp(50px, 6vw, 92px) 20px clamp(34px, 5vw, 68px);
  text-align: center;
  background: var(--paper);
}
.contact-hero p:not(.eyebrow) {
  max-width: 620px;
  margin-inline: auto;
}
.contact-flow-section {
  padding-top: 0;
  background: linear-gradient(180deg, var(--paper) 0%, #f1eee9 100%);
}
.contact-flow {
  display: grid;
  grid-template-columns: minmax(300px, .56fr) minmax(0, 1fr);
  gap: 24px;
  max-width: 1240px;
  margin: 0 auto;
}
.contact-aside,
.step-form {
  border-radius: 30px;
  background: var(--surface);
  box-shadow: var(--shadow);
}
.contact-aside {
  padding: clamp(28px, 4vw, 44px);
}
.contact-aside h2 {
  font-size: clamp(30px, 3.2vw, 44px);
}
.contact-details {
  display: grid;
  gap: 12px;
  margin-top: 30px;
}
.contact-details a {
  padding: 16px 18px;
  border-radius: var(--radius-md);
  background: var(--paper);
  font-weight: 850;
}
.step-form {
  padding: clamp(24px, 3.3vw, 36px);
}
.form-progress {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 28px;
}
.form-progress span {
  height: 8px;
  border-radius: var(--pill);
  background: var(--line);
}
.form-progress span.is-active {
  background: var(--gold);
}
.form-step {
  display: none;
  padding: 0;
  margin: 0;
  border: 0;
}
.form-step.is-active {
  display: grid;
  gap: 14px;
}
.form-step.choice-grid.is-active {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.form-step legend {
  grid-column: 1 / -1;
  margin-bottom: 18px;
  color: var(--navy);
  font-size: clamp(26px, 2.7vw, 36px);
  font-weight: 850;
  line-height: 1.05;
}
.choice-card {
  position: relative;
  display: grid;
  gap: 18px;
  min-height: 142px;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: #fff;
  cursor: pointer;
  font-weight: 850;
  transition:
    border-color .18s ease,
    background .18s ease,
    transform .18s ease,
    box-shadow .18s ease;
}
.choice-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 34px rgba(11, 20, 38, .08);
}
.choice-card:has(input:checked) {
  border-color: var(--gold);
  background: var(--gold-soft);
}
.choice-card input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.choice-icon {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  border-radius: 18px;
  background: var(--paper);
}
.choice-card:has(input:checked) .choice-icon {
  background: #fff;
}
.choice-icon svg {
  width: 26px;
  height: 26px;
  fill: var(--navy);
}
.choice-card > span:last-child {
  align-self: end;
  max-width: 190px;
  font-size: 17px;
  line-height: 1.2;
}
.form-step label:not(.choice-card) {
  display: grid;
  gap: 8px;
  color: var(--navy);
  font-weight: 850;
}
.form-step input,
.form-step select,
.form-step textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 16px 18px;
  background: var(--paper);
  color: var(--navy);
  font: inherit;
  outline: 0;
}
.form-step textarea {
  resize: vertical;
}
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.form-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 28px;
}
.form-submit {
  display: none;
}
.step-form.is-final [data-step-next] {
  display: none;
}
.step-form.is-final .form-submit {
  display: inline-flex;
}
.contact-section > div:first-child { max-width: 780px; }
.contact-card {
  display: grid;
  gap: 14px;
  padding: 28px;
  border-radius: var(--radius-lg);
  background: var(--surface);
  box-shadow: var(--shadow);
}
.contact-card a:not(.button) {
  padding: 17px 18px;
  border-radius: 18px;
  background: var(--paper);
  color: #263247;
  font-weight: 850;
}
.site-footer {
  padding: clamp(54px, 7vw, 88px) clamp(20px, 5vw, 72px) 28px;
  background: var(--navy);
  color: rgba(255,255,255,.72);
}
.footer-grid {
  display: grid;
  grid-template-columns: minmax(260px, .95fr) minmax(170px, .52fr) minmax(170px, .52fr) minmax(390px, 1.28fr);
  gap: clamp(26px, 4vw, 56px);
  max-width: 1320px;
  margin: 0 auto;
  align-items: start;
}
.footer-brand img {
  width: min(280px, 56vw);
  margin-bottom: 26px;
}
.footer-brand p {
  max-width: 360px;
  color: rgba(255,255,255,.72);
}
.footer-contact {
  display: grid;
  gap: 8px;
  margin-top: 22px;
}
.footer-contact a,
.footer-column a {
  color: rgba(255,255,255,.72);
  font-weight: 650;
}
.footer-contact a:hover,
.footer-column a:hover {
  color: #fff;
}
.footer-column {
  display: grid;
  gap: 12px;
}
.footer-column strong {
  margin-bottom: 4px;
  color: #fff;
  font-weight: 850;
}
.footer-cta {
  padding: clamp(28px, 3.4vw, 42px);
  border-radius: var(--radius-lg);
  background: rgba(255,255,255,.10);
}
.footer-cta .eyebrow {
  margin-bottom: 12px;
  color: var(--gold);
}
.footer-cta h3 {
  margin-bottom: 10px;
  color: #fff;
  font-size: clamp(25px, 2.2vw, 34px);
  line-height: 1.04;
}
.footer-cta p {
  margin-bottom: 22px;
  color: rgba(255,255,255,.72);
}
.newsletter-form {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 10px;
  padding: 8px;
  border-radius: var(--pill);
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.14);
}
.newsletter-form input {
  min-width: 0;
  border: 0;
  padding: 0 16px;
  background: transparent;
  color: #fff;
  font: inherit;
  outline: 0;
}
.newsletter-form input::placeholder {
  color: rgba(255,255,255,.58);
}
.newsletter-form .button {
  min-height: 44px;
  padding-inline: 18px;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  max-width: 1320px;
  margin: 70px auto 0;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.56);
  font-weight: 650;
}
.legal-content article {
  max-width: 900px;
  margin: 0 auto;
  padding: clamp(32px, 5vw, 58px);
  border-radius: var(--radius-xl);
  background: var(--surface);
  box-shadow: 0 8px 32px rgba(11,20,38,.05);
}
.legal-content h2 {
  margin-top: 34px;
  font-size: clamp(24px, 2.7vw, 34px);
}
.legal-content h2:first-child { margin-top: 0; }
.legal-content a {
  color: var(--navy);
  font-weight: 850;
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-underline-offset: 4px;
}

.animate-heading .word {
  display: inline-block;
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .62s ease, transform .62s cubic-bezier(.2,.8,.2,1);
  transition-delay: calc(var(--word-index) * 56ms);
}
.animate-heading.is-visible .word { opacity: 1; transform: translateY(0); }
.reveal {
  opacity: 0;
  transform: translateY(22px) scale(.985);
  transition: opacity .58s ease, transform .58s cubic-bezier(.2,.8,.2,1);
}
.reveal.is-visible { opacity: 1; transform: translateY(0) scale(1); }

@media (hover: hover) and (pointer: fine) {
  .service-preview:hover,
  .trust-card:hover,
  .info-card:hover,
  .list-cards article:hover,
  .article-panel:hover,
  .content-card:hover,
  .gold-card:hover {
    transform: translateY(-7px) scale(1.01);
    box-shadow: 0 22px 58px rgba(11, 20, 38, .12);
  }
  .faq-item:hover {
    transform: translateY(-3px);
    box-shadow: 0 16px 42px rgba(11, 20, 38, .08);
  }
  .service-preview:hover,
  .trust-card:hover,
  .info-card:hover,
  .list-cards article:hover {
    border-color: rgba(184, 153, 104, .38);
  }
}

@media (max-width: 1080px) {
  .site-header { grid-template-columns: auto auto; }
  .nav-toggle { display: block; justify-self: end; }
  .site-nav, .header-cta { display: none; }
  .site-nav.is-open {
    display: grid;
    grid-column: 1 / -1;
    justify-content: stretch;
    gap: 0;
    padding-top: 12px;
  }
  .site-nav.is-open a { padding: 16px 0; border-top: 1px solid var(--line); }
  .service-preview, .service-preview:nth-child(even), .dark-panel, .split-section, .split-section.reverse, .faq-grid, .contact-section {
    grid-template-columns: 1fr;
  }
  .contact-flow { grid-template-columns: 1fr; }
  .service-preview:nth-child(even) .service-image { order: initial; }
  .trust-grid, .info-grid, .list-cards { grid-template-columns: repeat(2, 1fr); }
  .article-grid { grid-template-columns: 1fr; }
  .section-heading { align-items: start; flex-direction: column; }
  .cta-band-wide { grid-template-columns: 1fr; }
  .cta-side { justify-items: start; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-cta { grid-column: 1 / -1; }
}

@media (max-width: 720px) {
  .site-header { min-height: 70px; padding: 13px 18px; }
  .brand img { width: 178px; }
  h1 { font-size: clamp(36px, 10.8vw, 48px); }
  h2 { font-size: clamp(29px, 8.4vw, 38px); }
  .hero-simple { min-height: 500px; padding-top: 62px; }
  .service-preview-grid, .dark-panel, .split-section, .cta-band { width: calc(100% - 28px); }
  .section, .contact-section { padding-inline: 14px; }
  .service-preview, .dark-panel, .content-card, .gold-card, .cta-band { border-radius: 28px; }
  .service-content, .dark-panel, .content-card, .gold-card, .cta-band { padding: 28px; }
  .service-image, .image-card { min-height: 280px; }
  .trust-grid, .info-grid, .list-cards { grid-template-columns: 1fr; }
  .article-panel { padding: 28px; border-radius: 28px; }
  .hero-actions, .button { width: 100%; }
  .cta-points li { border-radius: 18px; }
  .form-grid, .form-actions { grid-template-columns: 1fr; }
  .form-step.choice-grid.is-active { grid-template-columns: 1fr; }
  .choice-card { min-height: 128px; }
  .form-actions { flex-direction: column; }
  .site-footer { padding-inline: 20px; }
  .footer-grid { grid-template-columns: 1fr; }
  .newsletter-form { grid-template-columns: 1fr; border-radius: 24px; }
  .newsletter-form input { min-height: 46px; }
  .footer-bottom { flex-direction: column; margin-top: 44px; }
}